With Sean Young, you are in good hands and you are guaranteed a fast application and closing process. Below you will find three simple ways to begin your loan process. Choose the one that is best for you.
• Complete Application (30 minute app.)
Apply online with easy-to-use screens that take you through the entire process to get the fastest approval possible.
• Short Application (1 minute app.)
Complete our short application to start the process to loan approval immediately.
2: Apply on the Phone: (15 to 20 min app.) Call Sean Young with Nova Home Loans direct at 303-730-6806 or cell 303-521-7169. 3: Apply in person: We can schedule to meet at your home or at our office located at Nova Home Loans, 1745 Shea Center Drive, Suite 110, Highlands Ranch, CO 80129 *Items needed for a full loan application. Bring, fax or email the appropriate documents to you to your initial consultation.
Consecutive paycheck stubs covering the last 30 days (five if paid weekly, three if paid every two weeks, two if paid twice a month, one if paid monthly).
W-2 forms and complete copies of 1040 personal Federal Income Tax Returns (1040 pages 1 and 2, if applicable Schedules A, C, E and form 2106) for the last two years.
If you own a business: Copies of corporate, partnership or S-Corporation Federal Income Tax Returns with all schedules and K-1s for the last two years.
Complete statements (all numbered pages) for the last three months for all checking/ savings/investment/retirement accounts. If you will be providing e-statements or a webpage printout, it will need to have your name and full account number on the printout.
If Applicable:
Sales contract and/or listing agreement on house you are purchasing.
Names, addresses and telephone numbers of your landlords for each residence you rented over the last two years.
Complete copies of divorce decrees and associated amendments to support alimony and child support payments.
Complete bankruptcy papers, including filings, discharge papers and list of creditors.
Copies of transcripts or diploma showing the date of graduation if you graduated within the last 2 years.
VA buyers: DD-214 and Certificate of Eligibility.
Scanned, legible photocopy of your driver’s license(s).
Name and phone number of someone who can verify your employment prior to closing.
From the sale of your home, we will need a copy of the HUD-1 statement (sample attached) and a photocopy of the net proceeds check (before you deposit it).
If Refinancing also include:
Copy of your mortgage Note. This should be in your copies of loan documents from your last closing. Usually 4 to 5 pages.
Most recent mortgage statement for all current, open mortgages.
Current homeowner’s insurance declarations page, including insurance agent’s name and phone number
Loan officer Sean Young: Direct: 303-730-6806 / Cell: 303-521-7169 / NMLS: 191647 / LMB: 100013240 Nova Home Loans, 1745 Shea Center Drive, Suite 110, Highlands Ranch, CO 80129 / Office: 720-279-5901 |
